As a senior living in Florida have you thought about planning for long-term care? There are definite advantages for planning for long-term care now and not putting it off until you suddenly need care. Early planning will enable you to make a good choice for long-term care for yourself and ultimately for your loved ones. We will discuss more in this blog about the pros for long-term care planning in the state of Florida.

Are you planning for Medicare to cover your long-term care needs? We understand that because you are 65 or older, Medicare is your health insurance. However, Medicare will not cover much in the way of long-term care, whether you are in a nursing home or in your own home. Medicare has an extremely limited nursing home benefit, covering only up to 100 days of care and only in some circumstances. It is definitely not a reliable source of coverage if you end up needing permanent long-term care.

Perhaps you are planning to depend on family members for your long-term care. You may have an adult child or another relative who can come to your home regularly or who you are able to move in with. There are some challenges to this plan. We are living longer these days, and with different generations living in different parts of the country, in-person consistent help from family might not be something you can rely on. Also, your children might be raising little ones at the same time you need the most help.

Now, you wonder, where can you turn? You can call and meet with a Florida elder law attorney. In fact, the best choice for you would be to consult with a Florida elder law attorney who specializes in Medicaid planning. Why? Your Florida attorney will work with you to find out whether you qualify for Medicaid or how you can plan to qualify for Medicaid when the need for long-term care arises. Qualification for Medicaid depends on your income and assets at the time of your application for coverage. In fact, the sooner you meet with a Medicaid attorney, the better the attorney may be able to help you plan for the future. If you are able to qualify for coverage, Medicaid will cover all nursing home costs you may need in the future.

Do not wait to contact our law practice to learn more today. We encourage you to contact us and schedule a meeting. To learn more about Meloro Law and how we can help you when you need legal representation for estate planning or elder law issues do not wait to call us today.

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